Analyze origination risk factors and recommend/implement improvements in areas such as underwriting criteria, lending policies and standards, and loan product pricing to increase loan volumes within the risk appetite. Review and monitor credit risk for credit cards, and recommend/implement line management, pricing and authorization strategies. Prepare data for third-party quarterly mortgage & consumer loan portfolio performance analysis. Provide support and rule recommendations for loan origination system implementation and maintenance. Provide data and analytics support to assess risk with respect to future new and enhanced lending products as well as potential loan trading transactions. Assess analytics including but not limited to economic capital analysis, credit loss modeling and mitigation, CECL implementation. Query the data warehouse and other databases with tools such as SAP Business Objects / Microsoft SQL Server Management Studio to extract, summarize, and save relevant data. Drive improvements by utilizing statistical techniques in test set-up to more accurately assess effectiveness of proposed risk strategies. Work with other teams such as Advanced Analytics to design and build predictive models in tools such as Python/ R/ SAS. Evaluate, implement, and monitor third-party scoring solutions. Prepare supporting information and present findings to management. Generate periodic reports for audit and regulatory compliance and assist with ad hoc requests. Help formulate and revise credit policies and procedures to address new regulations. Education & Years of Experience Minimum- 4 Year Bachelors Degree in Mathematics, Statistics, Quantitative Finance, Engineering, Computer Science or Related Preferred - Graduate Degree in Mathematics, Statistics, Quantitative Finance, Engineering, Computer Science or Related Minimum - 3 Years Experience in credit risk analytics within financial services In Lieu of Education 5 Years Experience in credit risk analytics within financial services Compensation &