Wells Fargo is seeking talent to join the Commercial Real Estate Early Career Program in Corporate & Investment Banking. Learn more about the career areas and lines of business at wellsfargojobs.com. The CIB Commercial Real Estate Early Career Program is non-rotational. Offers are made for a specific Commercial Real Estate business and location, based on candidate preference and business need in one of the following: Secured Portfolio Management. In this role: You will work closely with the senior bankers in your office to underwrite real estate and develop a deep understanding of market fundamentals and borrower’s balance sheet profiles. You will also assist senior bankers when they meet with their clients on a regular basis to ensure we continue to meet their needs and to identify future opportunities. You will become an integral part of your office’s team and have the opportunity to assume a significant amount of responsibility that may include: Assembling complex financial models that project the potential financial performance of an asset as well as underwriting risks associated with market demand, supply, net effective rents, expenses, capitalization rates, and tenant quality. Researching specific real estate markets and assessing market data and trends affecting demand generators, risk presented by new supply, and comparable properties. Identifying credit issues early in the underwriting process and recommending ways to reduce exposure. Preparing borrower/guarantor financial reviews as well as writing memorandums focused on a borrower’s and guarantor’s adjusted net worth, leverage, liquidity, and other key risk factors, including cash flows and ability to service debt. Assist in developing pitches for prospective clients, create due diligence reports and track transaction and market data on an ongoing basis. Assist in developing all transaction documents including term sheet, offering memorandum and collateral data tape. Reviewing and assisting in the development of loan agreements and ancillary documents related to the closing of a transaction. Participating in property tours and site visits to develop a deeper understanding of the viability of the real estate and the related transaction. Engaging vendors to facilitate ordering and analyzing third-party reports, including appraisals, property condition reports, environmental reports, and costing analyses. Analysts start with a comprehensive four to six week training program in before beginning work with their business unit. The training combines all the analysts from various lines of business and includes classroom instruction in financial accounting, cash flow, credit analysis, products, structuring, corporate valuation and financial modeling. Wells Fargo professionals and consultants with special expertise in their fields equip analysts with the skills, knowledge and tools to make an immediate contribution to their team. Analysts will also receive on-the-job coaching, mentoring, and feedback throughout their tenure. Program duration: This is a 2 year program with a program start date of July 2026. Program Location: Charlotte, NC - Pay Range: $100,000 Annually Required Qualifications: 6 months of Commercial Real Estate Relationship Management - Program experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: CIB Commercial Real Estate Analysts must demonstrate a combination of academic aptitude, quantitative skills and personal motivation. It is preferred that your background includes: Knowledge and understanding of financial markets Strong analytical skills with high attention to detail and accuracy Ability to be proactive, innovative and creative in meeting customer and enterprise needs Ability to initiate action, make difficult decisions, and generate creative solutions Ability to interact with integrity and a high level of professionalism with all levels of team members and management Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment Ability to shift priorities as workflow/volume dictates Ability to take on a high level of responsibility, initiative, and accountability Ability to work effectively in a team environment Good verbal, written, and interpersonal communication skills Advanced Microsoft Office (Word, Excel, Outlook and PowerPoint) skills A BS/ BA degree or higher with an expected graduation in December 2025 or May/ June 2026 Job Expectations:Visa sponsorship is not available. This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents. Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. Posting Location:550 S Tryon - Charlotte, North Carolina 28202 Posting End Date: 26 May 2026 - Job posting may come down early due to volume of applicants. We Value Equal Opportunity. Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.