Strategy Ownership & Governance. Own the prescreen credit strategy framework, including selection rules/waterfalls, cutoffs and segmentation for relevant prescreen populations. Lead strategy changes through governance and documentation processes (e.g. risk assessments, approvals, release validation), ensuring appropriate controls and monitoring are in place. Maintain clearly defined decision logic and change history to support auditability and operational sustainability. Develop business strategies that will drive growth, profitability, and competitive advantage for Wells Fargo Performance Monitoring & Optimization. Establish monitoring routines for campaign outcomes (e.g. approval, booked volume, early performance, losses, engagement behavior) and identify drivers of variance. Execute ongoing optimization (e.g. cutoff calibration, segmentation refinement, test/control) to remain within expected performance bounds and risk appetite. Define “exit points” and remediation actions (e.g. pausing or adjusting prescreen selection strategy) when performance deviates from expectations. Model / Score Integration. Partner with Risk Modeling to implement and maintain modularized score cutoffs and align prescreen decisioning with broader underwriting framework. Ensure appropriate performance tracking and governance for score usage, including drift monitoring and cutoff rationale. Develop, test, analyze and implement strategies to achieve the financial objective relevant to macro-economic conditions Cross-Functional Execution. Coordinate with Marketing and channel partners on campaign cadence, offer strategy inputs and operational readiness. Partner with Technology/ Operations on implementation requirements, production validation and issue resolution using established release practices. Manage third-party/channel considerations as applicable and ensure alignment to standard third-party risk processes. Ensure alignment between strategy, regulatory and internal policy requirements. Work closely with cross functional team (Tech, Product, Risk, Operations) to drive impact on a given product, problem, or initiative Risk & Control Responsibilities. Ensure strategies adhere to applicable legal/regulatory requirements and internal policies (e.g. prescreen and solicitation requirements, model governance, fair lending considerations, and documentation standards). Support ongoing reviews by providing transparent artifacts (strategy documentation, monitoring results, and change rationale) suitable for independent challenge. Required Qualifications:5 years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. Experience in credit risk strategy, underwriting analytics, acquisition strategy or prescreen/solicitation decisioning. Strong quantitative and analytical skills; experience working with large datasets and performance monitoring. Desired Qualifications:Direct credit card experience with prescreen programs and strategy design (e.g. selection criteria, cutoff setting, campaign governance). Proven stakeholder management across Risk, Marketing, Modeling, Operations and Technology in a governed environment. Demonstrated ability to translate analytical insights into actionable strategy changes with measurable performance outcomes. Familiarity with modernization initiatives such as retiring complex legacy structures and moving to simplified, modular frameworks. Experience preparing materials for formal approvals (e.g. risk assessments, strategy change documentation) and supporting implementation/release validation. Strong conceptual thinking and ability to drive clarity in ambiguity while dealing with credit and operational problems Highly refined and professional verbal and written communications Outstanding problem solving and decision making skills based on analytics. Adept in data analysis tools and programming (R, Python, SQL, SAS) Candidate will be expected to work onsite at one of the stated locations listed in the job posting on a hybrid schedule. VISA Sponsorship will not be supported by this role. Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.$100,000.00 - $179,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits 401(k) Plan. Paid time off. Disability benefits. Life insurance, critical illness insurance, and accident insurance. Parental leave. Critical caregiving leave. Discounts and savings. Commuter benefits. Tuition reimbursement. Scholarships for dependent children. Adoption reimbursement. Posting End Date:2 Jun 2026 - Job posting may come down early due to volume of applicants. We Value Equal Opportunity. Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.